BY CURTIS MORGAN
cmorgan@MiamiHerald.com

Hurricanes may flood entire cities, rip off roofs and level trees every year, but when it comes to overcoming public apathy, they're stunningly powerless.

Two-thirds of residents in Florida and other coastal states feel no threat from storms. More than half would not evacuate in the face of a major storm unless ordered to do so. Nearly half don't even know whether their homeowner's insurance covers storm damage.
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